127 Rose Lane , Panama City Beach, FL 32413(Bay County)

Just steps from the sugar-white sands of the gulf, this exceptional three-story beach house in Laguna Beach Estates offers the perfect blend of luxury, comfort and investment potential. With four bedrooms plus custom-built bunks, gulf views, and a private pool, this home is designed for effortless coastal living. The first floor welcomes you with an upgraded kitchen featuring quartz countertops, a farmhouse sink, and custom cabinetry, flowing seamlessly into the open living and dining area. A spacious guest suite on this level opens directly to the fenced backyard oasis, complete with a pool, lounge area and custom Azek outdoor shower. On the second floor, a serene master suite boasts a private balcony with glimpses of the gulf, a spa-like ensuite with double vanities, and an upgraded shower with Corian surround. An additional guest bedroom and bathroom complete this level. The third-floor loft offers built-in bunks and its own balcony, making it the perfect retreat for extra guests. Recent upgrades include new carpet, a bounty of new appliances, a tankless water heater, an upgraded A/C system with UV light, and a pool heater with a variable-speed pump. Located less than a block from the beach and surrounded by three beach access points, this well-maintained home offers both a prime location and strong rental potential. Whether as a second home or investment property, this is coastal living at its finest.